Instant Lend Privacy Policy
Welcome to Instant Lend! We deeply value your privacy. This Privacy Notice explains how we collect, use, and protect your personal information when you engage with our app and its associated services.
Commitment to Your Privacy
We are committed to safeguarding your privacy, ensuring the confidentiality and security of your personal data. We adhere to all relevant legal standards and expect our team members to uphold these rigorous standards at all times.
Consent and Your Choices
Your personal data is yours, and providing it to us is entirely voluntary. We require your explicit consent to process your information. If you disagree with any part of this Privacy Notice, you may opt-out of sharing your personal data.
Who Are Our Users?
A "User" refers to anyone who interacts with our services or accesses our platform. We encourage you to review our privacy practices regularly to stay informed about how we handle your data.
What Constitutes Personal Information?
Personal information refers to any data that could identify you, either directly or indirectly. This may encompass financial details, device-specific information, personal identifiers, location data, and usage logs.
Why We Request Camera Access
For a seamless experience and to validate documents during your loan application, we require access to your device's camera. This permission allows us to capture images of your Know Your Customer (KYC) documents and other necessary paperwork. All images are securely transmitted to our server at https://api.instantlend.net/ and are permanently deleted after our risk evaluation is complete.
SMS Data Collection
To process your loan application effectively, we need to collect and analyze your SMS data, which includes transactional information. This data is critical for accurately assessing your creditworthiness and risk profile, enabling us to provide you with financial services through our regulated platform partners. With your consent, this data is securely uploaded to https://api.instantlend.net/ and deleted after the risk assessment is finalized.
Device Information Collection
To safeguard against fraud and ensure the security of our services, we collect device-specific information, including your Google Advertising ID, device model, manufacturer details, and Android version. This data is processed securely through https://api.instantlend.net/ and removed after our security checks.
Installed Apps Data Collection
We may collect information about other financial apps installed on your device, such as app names and installation dates. This data helps us understand your financial behavior, detect potential fraud, and improve your loan application experience. With your explicit consent, this data is uploaded to https://api.instantlend.net/ and deleted after our review process.
Purpose of Data Collection
We collect your data for the following reasons:
- To verify your identity and the legitimacy of your transactions.
- To mitigate fraud risks.
- To enhance the security of our platform.
- To tailor our services to meet your needs better.
- To improve customer support and resolve issues effectively.
- To conduct internal research for optimizing our services.
- To comply with legal and regulatory requirements.
Robust Security Measures
We implement advanced security protocols to protect your data, including SSL encryption, secure storage solutions, and multiple layers of protection.
Controlled Access: Only authorized personnel can access your data, all of whom are bound by strict confidentiality agreements.
Regulatory Compliance: We comply with all relevant laws and regulations governing data privacy.
Advanced Technology: We utilize the latest security technologies, such as multi-factor authentication, to protect your data.
Data Deletion: We securely delete your personal data when it is no longer required for the purposes outlined in this notice.
Links to External Sites
Our app may contain links to third-party websites. We recommend reviewing their privacy policies as we do not control their practices and are not responsible for their content or privacy policies.
Protecting Minors
Our services are designed for users who are 18 years or older. We do not knowingly collect data from minors. If we become aware that a minor has provided us with personal data, we will immediately delete it. Parents or guardians should contact us if they suspect their child has shared personal data with us.
Updates to This Privacy
We may update this Privacy Notice periodically. Any changes will be posted on our website and will take effect immediately. We encourage you to review this page regularly to stay informed about our privacy practices. Continuing to use our services after updates are posted signifies your acceptance of the revised notice.
Contact Information
We are here to assist you. If you have any questions or concerns regarding this Privacy Policy or need support, please reach out to us at:
Email: service@quartetfinance.com